Parents are now choosing to avoid stress in the family and emphasize guidance and nurturing and responsive environments.
Author: melange_thoughts
Bookkeeping Checklist
HOW TO KEEP TRACK OF YOUR BUSINESS ACCOUNTS Open a Business Bank Account Record all sales and money received in the business Record expenses and purchases made Record any credit sales Record any petty cash expenses Check inventory and stock status Pay any outstanding creditor bills Organise… Continue reading Bookkeeping Checklist
Ratios and Proportions
A ratio is defined as the comparison of two quantities defining the quantity of the first number in comparison to the second number. A proportion, on the other hand, is a statement of two rational numbers that are equal.
Why I Increase my HDMF / Pag-IBIG Contribution?
As per RA 9679, membership to the Home Development Mutual Fund (HDMF) or popularly known as Pag-IBIG fund, has become mandatory for all employees, workers, professionals, officers and companies who are also compulsorily covered by the SSS and GSIS. The amount of monthly contribution is at 1-2% of the salary with P5000 used as the… Continue reading Why I Increase my HDMF / Pag-IBIG Contribution?
Early Childhood Education
Playgroups and preschools are everywhere. Nowadays, babies at few months old can already start attending in meaningful classes. These classes are quite expensive - even more expensive than primary school. With my two kids, I had them start attending toddler classes on the year they are turning 3 because they became extremely playful and curious… Continue reading Early Childhood Education
How much do we need in Retirement Funds?
If you are like me, you are also hoping to retire comfortably with our families and are wondering how much funds we really need for our retirement. There are several ways that this is being estimated. I’ve read a lot of articles about this topic, and I’m sharing with you what I’ve gathered. One popular… Continue reading How much do we need in Retirement Funds?
Financial Statement Analysis
Financial statement analysis can be described as the analysis of the balance sheet, profit and loss statements, cash flows and statements of equity of a business in order to understand the risk and profitability of the undertaking, and quantify the past, current and prospective performance of a business. It is a very valuable tool to… Continue reading Financial Statement Analysis
Where to invest your money?
My mother is also an accountant and is a good investor. She started early into investing, and she has oriented us to the idea of investing even when we were young. At the age of 18, my mother took investment plans for me and my brothers. At age 28, I already received the fruits of the… Continue reading Where to invest your money?
Lego Party at Jollibee Parkmall
I have always enjoyed planning birthday parties. Having two kids makes party planning a part of me already. Below are the party themes that I’ve had with my kids. Cars Theme (Lightning Mcqueen) Justice League Ben10 Thomas Train Minecraft Five Nights at Freddy’s Ladybug For my son’s seventh birthday, we decided to celebrate it at… Continue reading Lego Party at Jollibee Parkmall
Life as an External Auditor
I spent almost four years of my life as an external auditor working with a big Firm. After graduating, I had taught in a University for 1 semester before I finally decided to work as an external auditor and experience the CPA profession at its fullest. Key responsibilities included reviewing spreadsheets, examining financial controls, gauging… Continue reading Life as an External Auditor


